Conterra is headquartered in West Des Moines, Iowa and is dedicated to financing American agriculture. We bring our nationwide experience to local lenders as they deliver financing to farmers and ranchers. Our diverse funding allows us to offer real estate financing that meets the needs of a wide range of borrowers. Whether it is long-term fixed rates, transitional financing or bridge financing through Conterra's managed funds, we can work with farmers and ranchers through the toughest agriculture cycles.
We Are Professionals
We Are Trusted
We Are Committed
Our staff is comprised of agricultural finance professional who have a long history of working with lenders and their borrowers to deliver creative solutions for landowners.
Our specific focus on agriculture allows us to be committed to our partners and clients. The loans we make are serviced by us and never sold off to third parties. Being your committed partner, you can be reassured that our role of trusted advisor to your bank, farm or ranch will be maximized.
Conterra has proven our ability to provide financial solutions to a wide array of agricultural sectors, row crops, cow-calf and fed cattle, swine, permanent plantings, vegetables, hay production, hops and timber just to name a few. With offices in Iowa, Illinois, North Carolina, Arizona and Oregon we have staff that understands your geography.
Conterra offers referral and correspondent partnerships with banks and ag lenders across America. Depending on the partnership, our programs allow the lender to share in revenue at origination or over the life of the loan.
Conterra serves as the program administrator for the Farmer Mac USDA purchase program and as a Master Central Servicer for Farmer Mac. In addition, Conterra offers Alternative Lending programs that help lenders restructure borrowers who don’t qualify for traditional loans.
How can Conterra help Ag borrowers?
Conterra offers traditional real estate loans through Farmer Mac. With short-term or long-term fixed rates out to 30 years, we have a competitive product for you.
In addition, Conterra offers Alternative loan products for borrowers who don’t meet traditional lending standards.
Transitional financing is available for borrowers who need to improve their liquidity through restructure or interest only options.
Bridge lending option are available for borrowers who need short-term money to bridge a gap for 1 or 2 years.
What services does Conterra provide investors?
Conterra’s menu approach to loan servicing provides investors the opportunity to customize a solution that best fits their needs. Loan closing, billing and collection of payments as well as delinquency, default servicing and REO management services are core to our business.
What are your rates?
As with all lenders, rates ebb and flow with the market. Rates are based on the individual applicants financial strength. Please contact us to get our latest rates.
What is Alternative lending?
Alternative lending describes a wide range of loan options available to borrowers outside of a traditional loan. These options are typically presented when a borrower is unable to obtain traditional financing. Generally decreased profitability or losses drive the need to restructure debt and improve working capital. This is typically accomplished by moving debt onto owned real estate with longer amortizations or interest only payments.
How do I qualify?
Alternative loan solutions are customized to address specific circumstances. Qualification is by consultation and a preliminary underwrite of the credit request. Please contact us to discuss your needs.
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