Conterra understands that not all borrowers look the same.
We offer traditional farm & ranch real estate loans, as well as alternative loan structures.
“No race can prosper till it learns there is as much dignity in tilling a field as in writing a poem” – Booker T. Washington
Some common questions we can answer
One way to see if you qualify is to complete the convenient pre-application form which you can find here. You can also give us a call or send us an email and tell us what you are looking for. We have a convenient pre-application form at the bottom of this page. We will discuss your operation and needs with you to determine the best course of action. We will provide an application and a list of information that is needed in order to evaluate your request.
Traditional borrowers have several great loan products options. Whether you want a variable rate and a shorter maturity or a fixed rate out to 30 years Conterra has a product for you. In addition to standard loan products, Conterra offers revolving lines of credit secured by real estate that include a 5-or 10-year interest only option that affords tremendous flexibility in your borrowings. In addition, we offer development loans that can be used when cultivating permanent plantings.
Rates vary daily. Give us a call to discuss the term, amortization and payment frequency, and we will provide a rate quote.
Alternative Lending describes a wide range of loan options, outside of a traditional bank loan, available to borrowers and business owners. These financing options are typically used when an individual or business cannot get traditional bank loans for a variety of reasons.
The primary collateral for alternative loans needs to be real estate although other collateral can be used. Maturities will range from 1 to 5 years. The term, amortization, payment frequency and rates will be dependent upon credit factors and collateral.
Complete the convenient pre-application form located here, or you can give us a call or send us an email and tell us what you are looking for. We will discuss your operation and needs with you to determine the best course of action. We will provide a full application and a list of information that is needed to evaluate your request.
7755 Office Plaza Dr. North Ste 195
West Des Moines, IA 50266