Conterra Ag Capital is dedicated to financing American agriculture.
Conterra is headquartered in West Des Moines, Iowa and is dedicated to financing American agriculture. We bring our nationwide experience to local lenders as they deliver financing to farmers and ranchers. Our diverse funding allows us to offer real estate financing that meets the needs of a wide range of borrowers. Whether it is long-term fixed rates, transitional financing or bridge financing through Conterra's managed funds, we can work with farmers and ranchers through the toughest agriculture cycles.
“Agriculture is our wisest pursuit, because it will in the end contribute most to real wealth, good morals and happiness” – Thomas Jefferson
Some common questions we can answer
Conterra offers referral and correspondent partnerships with banks and ag lenders across America. Depending on the partnership, our programs allow the lender to share in revenue at origination or over the life of the loan.
Conterra serves as the program administrator for the Farmer Mac USDA purchase program and as a Master Central Servicer for Farmer Mac. In addition, Conterra offers Alternative Lending programs that help lenders restructure borrowers who don’t qualify for traditional loans.
Conterra’s menu approach to loan servicing provides investors the opportunity to customize a solution that best fits their needs. Loan closing, billing and collection of payments as well as delinquency, default servicing and REO management services are core to our business.
As with all lenders, rates ebb and flow with the market. Rates are based on the individual applicants financial strength. Please contact us to get our latest rates.
Alternative lending describes a wide range of loan options available to borrowers outside of a traditional loan. These options are typically presented when a borrower is unable to obtain traditional financing. Generally decreased profitability or losses drive the need to restructure debt and improve working capital. This is typically accomplished by moving debt onto owned real estate with longer amortizations or interest only payments.
Alternative loan solutions are customized to address specific circumstances. Qualification is by consultation and a preliminary underwrite of the credit request. Please contact us to discuss your needs.
Ready to start a conversation with Conterra? Contact us today!