Credit Scorecard is a credit score based model designed to deliver quick underwriting decisions with a simplified application process



  • Maximum loan size: $750,000 per applicant within a 12 month period.
    -After 12 months of seasoning with no delinquencies, additional loans will be considered.
    -Maximum aggregate exposure is $1.5 million
  • Maximum Loan to Value (LTV):
    -55% of total combined bare land and permanent plantings
    -If the property does not include permanent plantings,
    the max LTV of 55% is based off of bare land only.
  • Minimum credit score for all applicants: 720
  • Monthly or semi annual payment frequencies
  • No restrictions on commodities
  • No restrictions on use of funds
  • Fixed, Variable, and Adjustable Rate products offered
  • Applicants/borrowers must include all title holders
  • The following are not allowed:
    -AgEquity (Revolving Lines of Credit)
    -Highly improved, livestock, and special use facilities
    -Trusts (without an eligible co-borrower and a personal guarantee)
    -Annual payment frequency

Loan Request Form

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Conterra Ag Capital

5465 Mills Civic Parkway, STE  201

West Des Moines, IA 50266

5465 Mills Civic Parkway, Suite 201

West Des Moines, IA 50266

7755 Office Plaza Dr. North Ste 195

West Des Moines, IA 50266